Apr 16, 2008 by deathcom5 | Posted in Buying & Selling
I am tryin to get a car but everytime i find the car i wish they say no but point me to a car that i hate. they say just get this for now and keep paying on this for about 6 months and get what you want..
the car they try to get me in is like a old man car or status wagon american car....
So i decided to get a sports bike.
Is a sports bike loan just as company as a car loan, will this build my credit also?
Bike loans have categorically high interest rates and the insurance on a sport bike will kill you. Super grand risk for the lender so they jack the rates way up.
What you are describing with your car loan situation appears to be shopping above your budget limits. You can get a loan but you don't like the cars offered in that assay range.
Sometimes you just have to settle for what you can get not what you want.
Any loan will build a credit history. Doesn't significance what you purchase. A car, bike house or TV, doesn't matter. As long as you pay it on time and pay it off explicitly it will actually build a positive credit history. If you are careless or late with your payments, your trust history will be affected negatively.
Will American General Buy My Car Loan? Payments Going No Where?
Dec 29, 2007 by Chris | Posted in Credit
First of all,
my ascribe is only fair. The primary account holder of the car loan use to have good credit but I'm not sure about now.
The car was $21k and payments are $400 a month. I've been paying it for almost two years and it has only gotten down to $17,000 of payoff amount. That is rediculous. How much interest am I paying?
I'm about $800 belated.
What are the chances of American General buying my car loan, giving me cheaper payments, and a fresh start on a new billing sequence? How much cheaper do you think I can get the payments down to?
Thank you.
I find it provocative that you expect a "good" interest rate on a car loan with only "fair acknowledgment".
Think about this. You bought a car for $21,000 just because the primary account holder of the car loan had information credit.
You didn't mention what YOUR credit was like at the time. What's wrong with an $8,000 or $9,000 car? It gives you tons of room to breathe with (1) lower insurance rates and (2) earlier small car payments.
I think the likelihood of your getting "cheaper" payments from American Ordinary is grim. If you wanted cheaper payments with only "fair" attribution in the beginning, then you should have (1) bought a cheaper, more affordable car (2) paid the loan off for the cheaper car and (3) upgrade to a superior car once you have completed items (1) and (2).
Though this process isn't as glamorous as purchasing the seemingly unattainable car of your dreams in the origin, it at least preserves your financial security.
Pay In Full My Car Loan With My American Express Card: Good Move?
Oct 06, 2008 by JoeC | Posted in Buying & Selling
I got problems selling my frolic car, a Mazdaspeed6; 'cause is not paid in full I must find one with a good credit score or assenting to buy cash (not easy in today's USA market) Price is around 20k.
I got married and my wife does not byway manual shift so I need one with automatic transmission. My plan is pay the car loan with my AMEX now, get rid of the lien holder and blow the whistle on the car by my own. Once sold, use that cash to pay the AMEX balance.
Mad idea.
Here is how it's done very day by thousands of people who sell their car.
Once you find a buyer, arrange to meet them at your bank. Sit down with a loan copper. The buyer pays you for the car, you turnaround and hand the money to the loan officer. They pay off your loan and then they process the possession work to go to the new owner. All of this takes about one hour and all of the paperwork is handled by the bank hand.
If I Have A Loan For My Car, And I Plan On Selling It, How Do I Give The Purchaser The Pink Slip?
Apr 03, 2007 by sgreger1 | Posted in Buying & Selling
I have an 06 Acura RSX-S and am joining the Army so I can't have the means it anymore. It is worth about the same as I owe on it, if I sell it to someone and they give me the full amount I owe, how do I go about getting them the pink slip? Because I still have to pay my loan companie (American Honda Subvene) and then they have to mail me the pink slip.
The person who I sell the car to is going to want the pink put in right then right? Can this be solved by writing out a contract saying that I will give them the pink when I recieve it in the mail?
Take the car and the man that wants to purchase it to a bank of their choosing .And see if that person can qualify to get a personal loan for the car for the amount you pauperism paid for it .If the person qualifies you can transfer over that day with the banks assistance .The bank would then refuse a control lean on it clearing you of responsibility.
Another way to do this is to have him put the amount into a cashiers check you go to or send the check to the loan originator or circle that is the lein holder .Get the release of lein document sign the title and go to the d.m.v. and bring title . [ It is much better with a banks assistance with the previous and faster results if space is important ] and that person if they have the cash to pay off the loan quickly , will qualify for a larger loan in the future ! "something to judge about "
If You're a Responsible American. You're Screwed...
What's next? I'll give away the whole show you what's next... You're all a bunch of morons! We're all a bunch of freaking morons! The freaking ...
Better Business Bureau Lookout on Car Loans Non-Payment Rate Worrying
by admin
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Bike loans have categorically high interest rates and the insurance on a sport bike will kill you. Super grand risk for the lender so they jack the rates way up. 
alert:: Will 