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I'd like the outshine spreadsheet to have a function that also accounts for extra payments made to my loan. Thanks!
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I can trace my mortgage payments from an amortization schedule and see exactly how much I need to pay each month in shipshape to get it paid on in x amount of time (I put this together on an excel spreadsheet). I want to do this with my car loan, but each month the interest is a different rate. One month I see that 36% of my payment went to interest, the next month its 28%, the next month its 31%. Seems to me the overpower plan would be to send in extra payments during the months that the interest is the lowest so that more goes towards the head - but how in the world am I supposed to know when they will take more or less interest? Can I ask them to just give me a fixed rate each month?
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i prerequisite to establish a spreadsheet to calclutate our car loan repayments.
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Free Loan Amortization Schedule and Calculator |
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© 2010 Loan FAQ |
When you're in Beat, click on Help and select Microsoft Office Online. Search for 'loan amortization' and you'll see some templates to chose from (including one w/supernumerary payments)