What Is The Best Sit For Applying For A Small Car Loan With Someone Who Has Not Great Credit. Looking For Cana
Oct 17, 2006 by foxfox | Posted in Credit
I am looking to bum 2,500.00 for a small used car. Most banks won't even look at these small loans. Ther must be a company in canada that services low revenues people who have less than good credit. Can anyonesuggest a gteat place to apply. Thanks
www.hsbc.com
www.capitalone.com
Look for the auto lend areas!
Maybe open an account with your local credit union?
Where Can I Get A Small Car Loan For A Private Seller?
Jun 24, 2007 by <3 | Posted in Buying & Selling
I am only looking to take a small amount for a used car, about $3,000. I was looking into an auto loan from capitol one, but the smallest amount they submit is $7,500.
Mesh with the bank that has your checking & savings account. They may be willing or they may make available a "actual" loan at a higher percentage rate. You are correct that most banks won't be applicable less than $8k anymore.
Apr 28, 2009 by boogersniffer | Posted in Buying & Selling
I was looking for a first car, however, I do not have the ready money for it right now. It is only $3,200, but I was hoping I could do monthly payments on it, as I really want this car, but again don't have the rolling in it right now. Would I be better off getting a small car loan (if possible) or just a general credit?
It's a Dodge Stealth in good condition, its a really nice car, I don't want the have to do with to slip away.
I hate spammers
Ok I thought a personal loan would be what I am looking for, thanks.
I back you to go for the auto loan, in this site you can get quotes so you can compare
Is It Possible To Get A Small Car Loan With A Down Payment With No Credit Check?
Oct 14, 2009 by Rich T | Posted in Credit
I have been at coeval job for 1.5 years, make over 70k and have $2000 to put down on a $6000-$7000 car. Is this possible to get a loan for the left over amount even with a reposession from a year ago and awful credit?
You are pulchritudinous much limited to one of the private used car dealers that have signs: "buy here, pay here" signs. But watch out that these type of dealers and locations of "JD Byrider" often get a large down payment and overcharge you inclusive so know the value of the car that you buy. Check edmunds.com for a good source on what you should be charged for a car. These dealers apt to pray on those with bad credit and depend on getting a large down payment and hope you bachelorette a payment so they can repo your car and sell it all over again.
You can go by a used car dealer at a GM or Ford Dealer and ask for the accounting manager and see if they will provide you any options (generally higher down payment and higher interest). I would also go talk to a trust union lown officer and see with your down payment would they make a loan for you. Good happenstance!
If I Have A Job But No Credit And Possibly No Co-signer, Can I Still Get A Small Car Loan?
Sep 10, 2008 by ennarremm | Posted in Buying & Selling
I do have a job, however I don't have any credence built up and I'm not too sure I could find a co-signer. However, I just got a new job, and I can't keep sharing the car with my Mother, it's too much of a hassel to go through, so I hunger to get my own, cheap car. So can I take out a car loan?
You are universal to have a difficult time getting a car loan approved. You have no history. Lenders have no teachings how responsible you are at paying back a loan since you never had one.
Other factors go into the decision too. Such as, what is your monthly gross takings? How much goes out every month for things like rent, utilities, the car you want to buy and indemnification? Is your monthly outgoing bills 35% or higher of your monthly income? If so, you won't get a loan.
You straight started a new job. Lenders prefer to see at least 2 years on the job and 5 years at your current residence. And they have passable minimum monthly income requirements. That can range from $1500 to $2500 a month, depending on the lender. Do you frame that much?
Do you have at least 20% of the selling price to put down? Lenders want to see buyers contribute that much. It tells them you're less a jeopardize to approve.
Your best bet is to buy a new subcompact car from a new car dealer that has a First Time Buyer's Program. That's no undertake that you'll get approved. But it will increase your chances. Be sure you have 20% down. That will also help a lot.
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