Loan FAQ
 

Credit Check?

I have bad credit. I have a few credit cards that are sent to the anthology agency. I have a car and I've paid it on time every month for the last 3 years.

I just got offered a new job; however, before officially being hired I call for to do a credit check.

The HR people at the company said as long as I can get a credit card, I can pass the check. Every once in a while, I'll get a pre-approved credit New Year card offer from some crappy 2nd or 3rd rate bank. Does that count.

Do you think I will succumb the job b/c my credit is bad?
Not fired, but I will not receive (lose) the job offer.


If your budding employer is a financial company in Canada, you may not get the job. In Canada it is illegal to hire someone with bad credit in a bank, etc. (You can be fired too if your credit goes bad).
Otherwise, you may be alright because you have a elevated history with a car loan. Go to a credit counsellor for the credit cards. (They can be found in the Yellow Pages of your ring up directory). It is good to have them help you break down your debt into manageable payments that you can pay. This will repair your bad credit faster and save you from this type of anxiety in the future.

Related Topics:

Bad Credit
Free Credit Report
Credit Check

 

Credit Check?

I shortage to check my credit score for free but when i get to one that says it is free i have to enter credit card info.Is there one that I can go to to get the article without entering credit card info.


go to www.freecreditreport.com or www.annualcreditreport.com. you can always go to the credit bureaus websites and get them that way too. You can get a sprung report every year. It will tell you if you have already done it too.

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Credit Debt
Credit Score
Payday Loans

 

Credit Check?

i tried to get an unsecured advance with my morgage company but for some reason since i got my mortgage my credit is not good enough to secure the loan...the man told me to check whats effecting my credit, so i tried to check it at experian but it wont let me as i dont maintain a credit card! does anyone know a site where i can use solo.
uk only please. i tried experion and they wanted credit take action details entered for the free 30day trail.


I challenged Experian on this let go credit report because it is misleading. You apply only to find at the end you need a credit card and it is NOT free. Besides who the hell checks their credit fill in every 30 days or needs to?!!.
Write to the agencies enclosing a £2 postal enjoin and ask for your file. They have 7 days to send it. If anything is wrong and you ask them to remove/correct it, they have 28 days to answer. If they fail you can claim compensation and report them to the Financial Ombudsmen.
A suggestion is you could utilize for a prepaid credit card. In this day and age, they are essential. I have one for such situations. Go to www.mycashplus.co.uk and apply for a prepaid Mastercard. No credit checks are done.

Related Topics:

Credit Equity
Credit With
Business Credit

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Credit Report, credit score and credit check from Experian
Provides question and consumer credit reports, credit repair advice and services.

FreeCreditReport.com | Credit Report and Credit Score Online ...
Contribution a free online copy of your credit report and credit score when you sign up for a trial of the CreditCheck monitoring putting into play.

Equifax
Offers consumer and commercial credit reports and services.

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