Mar 24, 2009 by ArmyWifey<3 | Posted in Financial Aid
for cosmetology school.
You can get federal loans with no credit validation and no co-signer. Not all cosmetology schools will accept federal loans though.
Good credit, bad credit it doesn't dilemma. You will NOT receive a private student loan without a co-signer with good credit.
Need To Find Private School Loans With Bad Credit?
Nov 10, 2006 by AP | Posted in Credit
I have bad credit, I was capable to get a loan with My Rich Uncle but the limit was very small can anyone help me find a private lend similar ro My Rich Uncle.
Depending on whether you can develop that you can pay back the loan, a few lenders might cnsider you - though as usual, folks forget to let us know what boonies / state / city they are in - so it makes it almost impossible to help.
In short, if you cannot show that you are able to reward the loan (to their satisfaction, not yours), then they are unlikely to want to "throw their money away".
If you repaid your uncle, perhaps he would over a larger loan next time? what's that? You didn't repay him?. Ahhh, squadged that chart then.
Jan 16, 2007 by Pop-o-loli | Posted in Financial Aid
Ok so I have at bottom bad credit and last week I finished paying most of the bills I owe. I've decided to go to school and I did my fafsa and got denied ... I did get a stafford allow, but that is not going to cover the whole tuition and living expenses and so on . Now what should I do? where can I apply? I have heard about sally mae but won't they run my credit?
candidly, the only way it sounds like you will be able to get any private loans with bad credit is to have a co-signer. I know it is difficult to have someone take on that obligation, but it sounds as if you are trying to change your life and perhaps, you can convince a parent or relative to put faith in you and co-sign on your loan. This would also be a great way to start to build up your credit again. Good Luck and token out http://www.thinkfinancial.com for an alternative to sallie mae. I find that Sallie Mae is difficult to work with because of the dimensions of them and the amount of borrowers they have. Check some smaller companies and compare rates.
Sep 05, 2008 by Abbie RN | Posted in Financial Aid
My credit rating is not adequate and I don't have anyone that can co-sign for me. Everytime I put an inquiry into google or yahoo I always end up with a creditor wanting a co-signer.
Does anyone be familiar with of a company that does deferred school loans for those of us with bad credit that do not have a co-signer?
Im a independent student.
Secretively student loans are always difficult without a cosigner, but this year is especially bad. Most companies have raised their credit requirements 100 points over last year. Please do not on to companies that say they will give you a bad credit loan- they won't. At best you will be wasting time and at worst you could become a victim of accord theft or fraud.
Have you asked your financial aid office if they either do university loans or if they partner with a credit confederacy that might help you? Have you tried a ParentPlus loan? If you are turned down, you will be eligible for more in Stafford loans. Or you could ask that they interesting you to their lender of last resort.
If none of this helps, try peer to peer loans- either GreenNote or Fynanz.
Are There Any Loans For Bad Credit And Deferred Payments For School Loans?
Jul 16, 2006 by kittenicole1313 | Posted in Higher Education (University +)
I am a college follower and I need more money for school, but I have no credit and no cosigner! I need the payments deferred till after I graduate because I don't get paid enough to have another payment!
Well first of all you demand to fill out the fafsa, if you haven't done so already. That is your application for grants, scholarships, and federal loans. If all that isn't enough, you will have to turn to exclusive loans. It really helps if you have a cosigner, try to get mom, dad, grandpa, grandma, anybody to try to co-sign for you. If all else fails, there are some loans that might not stress a co-signer, but will have a higher interest rate. You might want to try key loans at http://www.key.com/html/H-1.32.b1.html. They have the chance to apply without a cosigner. If you make at least 18,000 a year you can apply for a citiassist advance at www.citiassist.com. You can also try contacting your financial aid office to find out if there are any other loan programs that don't involve a co-signer. Some states have its own credit programs as well. It becomes increasingly hard to pay for school if you don't have scholarships, grants, and no co-signer for loans. I really vouch for trying to find a co-signer tho. Anybody who would trust you. Hope this helps!
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Repaying Bad Credit Student Loans
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Bad Credit College Loans...How Bad Are They?
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You can get federal loans with no credit validation and no co-signer. Not all cosmetology schools will accept federal loans though.