Apr 09, 2008 by chanelle f | Posted in Buying & Selling
I tried getting a loan with my bank but they denied my due to my credit being bad....does anyone recollect where i could go to get a loan for a car....i also want to buy my car from a auction i dont know if that makes a difference????
Please!.... If you buy from an auction the vehicles have NO promise and there are sold in AS IS condition. If you have bad credit, call up your local dealership tell them what you want, how much you can spare per month and they have lots of financial avenues to assist individuals with bad credit.
Americredit is very heavy and help people get re-established credit wise.
Aug 15, 2007 by PrettyBoi | Posted in Buying & Selling
I'm about to get a new car due dont know what yet. Want to get the loan today because Friday Im going to go look. Need the money with me so I can buy it on the spot.I know for a regular car loan they ask for a VIN number.If I get a preapproved loan and dont use all the change that is on the loan how would i use or return it?
Some banks pre-approve you for a absolute amout and the dealer works with that bank directly; not too many banks give you a blank slow with a certain cap off amount. Stick to your bank, dealers always want you to sign up with their banks, i recollect you end up paying for more. When you walk up to a dealer pre-approved for a certain amount, its like walking in with money so you can negotiate since they dont have to pre approve you. Go to a Credit Union they have better interest rates than banks do. Gain luck.
How Will Paying For A Car Loan On A Repo Car Affect My Credit Score?
Sep 11, 2007 by MissJessica | Posted in Credit
My stillness and I signed a $20,000 loan on a truck. The payments were behind and the car was in a wreck. The truck was repossessed and the loan group says we still owe $8000. The loan company offered a settlement of $2800 if we pay by the end of the month. Does this canvass right to anyone?
How would it really affect my credit if I pay off the loan now?
Sounds like a able deal, and is not that uncommon. Paying off the outstanding balance on a repo can only help your acknowledge.
HOWEVER, GET IT IN WRITING! Before you send that $2,800 payment, make them put it in writing that $2,800 will set up home the debt and they will report it as PAID IN FULL. If they don't put it in writing for you, then after you pay $2,800 they'll say your balance is $5,200! (5000-2800) Assemblage companies are snakes!
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