What Is The Average Interest Auto Loan Rate These Days?

Aug 10, 2007 by Lana H | Posted in Credit

What is a reputable or average interest rate on an auto loan?
For a brand new car that is. I know it depends on your credit, so please don't give me that answer. Still, even with safe credit or average credit, how do I know the average interest rate for auto loan unless someone tells me please.

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the diff in solid credit 3.9 %-7 % great credit 0-3%
or not so good credit 8-15% it definitely makes a big diff especially if your going new car. diffs in pmt could be
280-450.$ just from a higher rate

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Can I Lock A Home Loan Rate With More Than ONE Lender ?

May 29, 2009 by johnpau2009 | Posted in Renting & Real Estate

Can I supervision padlock a home loan rate with more than ONE lender ?
So is it good to go with a broker than a lender directly ? Will I get a better rate from a stockjobber than a lender directly ?

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This is one of the reasons lenders have attention fees. We order and pay for appraisals, flood certs, title work (not the price of a policy but they do get paid for the work they did whether the loan closes or not)...all that stuff costs notes, plus they do have to pay me, even though this is so much fun. If you make a bunch of applications, you'll pay a bunch of app fees. Some lenders will onset a rate lock fee too. These may or may not be applied to your closing costs, but if you don't close, the fees are forfeit.

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Can I Change My Loan Period After The Rate Is Locked ?

Jun 29, 2009 by Johnpau2011 | Posted in Renting & Real Estate

I have locked a internal loan rate of 4.9% for 15 yr fixed last week. The lock period is for 30 days.

Now during this away period or before the closing can I ask the lender and change the loan period from 15 year solid to 30year fixed and get a new rate and re-lock it ?
how much do I have to pay ?

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You may have to pay cabbage to do that.

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Today's Mortgage Rates: Which home loan is best?

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by debtloans

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