Can The Bank Apply A Payment For Mortgage To Another Loan?
Feb 16, 2009 by ittytrex | Posted in Renting & Real Estate
We have (2) loans, our mortgage and a in control ready for of credit on our home equity. My husband lost his job and we were trying to keep up the payments on our mortgage. When he paid a payment he against a payment coupon for the mortgage loan. Instead of applying the whole payment to our mortgage, the bank put some of the payment towards (1) month of the mortgage loan and the catch towards the home equity loan. So now we are still (1) month behind on our mortgage payment and the home equity advance is paid for about (4) months ahead of time. We are trying our best to keep this brothel.
Yes my husband used a payment coupon with the loan number on it and he received a receipt for the amount and the advance number was on the receipt also.
I would enthusiastically recommend a real estate attorney in your case.
Are There Any Mortgage Payment Assistance Programs For People With Low Incomes Due To Job Losses?
Sep 05, 2007 by tristalelyn | Posted in Credit
My repress left active duty military and went back to the reserves. We took a 3,000 dollar a month paycut and are having in a mess making our mortgage payments. We've had the house for 2 years and it's a VA loan. Are there any mortgage payment assistant programs to people like us here in Colorado? We are taxing to avoid foreclosure at all costs. If we could get help with the payments until it sells (houses aren't selling in our neighborhood open now) we could avoid a big headache for us in the future. Anywhere we can turn to?
By the way,
No he was forced to quit active deference because he tore his ACL in PT and Tricare waitlisted a surgery and then said they wouldnt fix it. HE DID have a full time job waiting for him once he was off working duty but because of his knee not being able to be fixed, the couldn't bring him on board as a guard officer. He is currently working 2 jobs, and SO AM I despite the fact we have a 1 year old. We are overworked and getting far-out and still cant make up the 3000 dollars nor afford to fix the knee. We are NOT hillbillies who dont pay our bills. We each occupation 60 hours a week between both of our jobs.
You wouldn't prepared.
Your husband didn't lose his job, he quit his job, there is a HUGE difference.
Sorry to uninjured harsh, but programs weren't designed for that purpose. The smart thing to have done is to have had a full in days of yore job BEFORE he left active duty military.
Is he even looking for a job? Are you? Is there a reason why one or both of you can't work two jobs?
The reserves is only one-weekend a month...where did he invent the money was going to come from?
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Feb 20, 2010 from dollhouse fox
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Forclosure, Bankrupsy or Short Sale?
Here's something from Suze Orman:
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The Funds Unit estimates that this program could keep three to four million Americans out of foreclosure. I yearning you're in that mix! To find out about both of these programs and to see if you are qualified, go to makinghomeaffordable.go v."
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"If you can't occupation out a modification that makes the payment affordable, then it is lifetime to let go of the prostitution. Be fervent. The sooner you tidy up the settling, the sooner you can enter on to move support. It is staunch that a foreclosure or straitened car-boot sale stays on your depend on piece for seven years, but that doesn't sorry you are cursed. With each cursory year, its bump on your confidence in hordes lessens as it's assumed less charge in conniving your creditworthiness."
Go to her website and Jean Chatzky website to see if you can find more dope that might pirate your post.
I don't remember who qualifies for refrain from...my mortgage lender wouldn't eschew me either and...
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I would enthusiastically recommend a real estate attorney in your case.
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