I Need A Loan For A Home Down Payment. Will The Bank Defer My Payments For 3 Years?
Jul 23, 2008 by iamwhatiam1221 | Posted in Credit
My fiance wants to put the down payment loan in her name but she still has 2 years of college. Undergraduate loans are not working so will a bank give a personal loan with payments not starting for 3 years?
You can always try getting down payment grants.
If you're a first-opportunity homebuyer you can find quite a few state and/or non-profit/charity organizations to help with your down payment.
Your tangible estate agency or mortgage officer can also help you find down payment assistance.
The element below has some great information.
How Do I Calculate My Loan Payments Using Simple Or Compound Interest?
Feb 14, 2009 by n j | Posted in Personal Finance
I borrowed stinking rich from grandfather this past semester for college tuition. It is now time to start paying back on the loan. For the next three years, my grandfather wants me to pay the interest that accumulates on the loan every 6 months. The interest place is 5.5% , and I am not sure if this is supposed to be calculated with simple or compound interest. The amount of the loan is $4,000.00. I was wondering if anyone could inform appropriate me calculate my payments in terms of both simple and compound interest? Thank you
There are several abacus options here.
http://www.coolmath.com/calculators/inde x.html
Dec 25, 2008 by mathwhiz454 | Posted in Personal Finance
I had to pay for all 4 years of college using observer loans, and now I'm paying them back @ $700/month.
Obviously, I want this payment reduced, notably while I try to find a better job than the one I got right out of college.
They're all from Sallie Mae, but they're multiple loans. Can I consolidate multiple loans from the same gathering? They all have separate interest rates.
Is there anything else that I can do to lower my monthly student loan payments?
if you have been paying them on days. there should be a way. Call them and ask if it would be possible to combine all the loans to gather with one interest rate. and ask them what they can do to lower your Payments. if that dose not travail go to a bank or a credit union and ask if they can help you by giving You a loan to pay off the loan and just have one payment to them
My grandfather co-signed a undisclosed student loan for me. Now that I am done with school, I am the one paying off the loan but since my grandfather co-signed it shows up on his credit write-up and not mine. Is there anyway for me to get this added to my credit history? Or is there something else I can do for the future, if necessary, to show that I have actually been making the payments and not my grandfather. Thanks!
If you grandfather co-signed, it should show on both of your dependability reports. Check the loan docs to see if you signed it. If you did, you can call the lending institution and request they start reporting it. If not, get the loan handful and address information of the lender and send a letter to all three credit bureaus requesting they add this to your use. Also let them know that the FCRA charges them with accurate reporting of information. They may charge you a stingy fee to get this done.
Another option is to have your grandfather refinance it and then make sure you are on the loan. You may also inquire with student loan consolidation lenders and they will obviously put it under your name, I am not sure however if they will only do that if you are not in deferment period.
Oct 23, 2008 by minibikemulisha | Posted in Financial Aid
I'm starting my swat loan payments of $120 for 15 years. I'm kind of freaking out. I have a full time job, and don't spend much in money. However I am getting older and things are getting more expensive. What do you pay for loans per month? Are you having a hostile time?
I don't comprehend because im still a senior in high school.
im going to try not to take out so much money and be smart
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by skylimit1959
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You can always try getting down payment grants.
Need a